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Very simply Mortgage Protection or Income Protection will allow you to protect a proportion of your income within a maximum amount. In emergency situations, you can still be financially secured due to the money covered in the policy and you could receive up to 12 consecutive monthly payments of the amount of cover you have requested until you return to work . Apply for income protection today.

The payments would run out after the 12 months have passed. To make further claims you have to be fully employed for 6 months after getting back to work. This cover is necessary for maintaining the lifestyle you are used to while you are getting better or looking for work.

People looking to protect mortgage repayments need Mortgage Protection Insurance.